Every parent remembers their child's first steps. You were excited and anxiously held your breathe as they took those tentative steps. Flash forward several years to sitting in the passenger seat as your child slowly pulls out of the driveway on their first driving lesson. Similar emotions return with added concern for their safety. Let AFR Life help ease that worry with the Young Driver Protection Plan. With this plan, you’ll have peace of mind as you send your new driver off into the world. 


Young Driver Protection Plan is a 10-year level term product that is issued for youth ages 15-25. This product can be purchased by parents or grandparents and is a great addition to any auto policy for young drivers and offers $25,000 of life coverage plus an additional $10,000 accidental death coverage at no extra charge.

Young Driver Protection Plan Frequently Asked Questions

Why Choose AFR Life?



AFR Insurance has been serving Oklahomans since 1905. For over 100 years, we have worked to provide the best in class products and service. We are equipped to handle whatever life throws at you.


24/7, Fast and Fair Claim Service. We are here to help, no matter when trouble strikes. We make it easy to file a claim and help your family adjust after a loss.

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With independent agents in every corner, no one knows life insurance like AFR. We are in your community and a part of your community. Your business stays local.


Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determination. Such terms may vary and exclusions may apply. Other discounts may be available on an individual basis. All policies are different and your policy may not qualify for all discounts listed.


AFR Insurance is proud to have earned a Financial Stability Rating of A from Demotech, Inc. The Financial Stability Rating is an indicator of an insurance company's strength. An A rating means AFR has "Exceptional ability to maintain liquidity of invested assets, quality reinsurance, acceptable financial leverage and realistic pricing while simultaneously establishing loss and loss adjustment expense reserves at reasonable levels."

Demotech awards this rating after performing a thorough review of a company's financial statements. This rating is independent of the size of a company due to Demotech's belief that a small, well-run insurer may outperform a larger insurance company.