Every parent remembers their child's first steps. You were excited and anxiously held your breathe as they took those tentative steps. Flash forward several years to sitting in the passenger seat as your child slowly pulls out of the driveway on their first driving lesson. Similar emotions return with added concern for their safety. Let AFR Life help ease that worry with the Young Driver Protection Plan. With this plan, you’ll have peace of mind as you send your new driver off into the world. 

 

Young Driver Protection Plan is a 10-year level term product that is issued for youth ages 15-25. This product can be purchased by parents or grandparents and is a great addition to any auto policy for young drivers and offers $25,000 of life coverage plus an additional $10,000 accidental death coverage at no extra charge.

Features


Low Premium

Low Premium

For only $12 a month, you'll receive $25,000 in coverage for your young driver. 

Accidental Death Benefit

Accidental Death Benefit

$10,000 additional coverage if death results from an accident

Convertible to Whole Life

Convertible to Whole Life

Convert your Term Life Plan to whole life to have coverage your entire life. 

Easy Application

Easy Application

We make it easy to purchase a life insurance plan for your child or grandchild with an easy application with only six simple medical questions.

Find An Agent

Ready to insure your biggest asset?

You insure your home and auto but the most important asset to insure is you and your ability to provide income for your family needs.

Determining the right product and the amount of coverage may seem like a daunting task but with the experience of our local agents in your community, they'll help you find the right coverage.  AFR Life is prepared to help you protect what matters.

Find an AFR agent today and start exploring the coverage options that best fits your needs! 

 

Find An Agent

Life Insurance Calculator


Life Insurance Need Calculator
This calculator will help you to decide how much life insurance you need if your survivors invest the life insurance benefits they receive.

Funeral cost, estate taxes, etc. ($):
Amount needed to pay off non-mortgage debt ($):
Amount needed in emergency fund ($):
Amount needed in college fund ($):
Expected average annual living expenses ($):
Expected spouse's average annual income after taxes ($):
Annual Social Security Benefits ($):
Spouse's current age (#):
Value of current liquid assets ($ total of savings, investments, etc.):
Expected survivor's investment strategy:
Life insurance needs:
Get A Quote

Get a quote

We offer a variety of insurance protection at affordable rates. Join the many policyholders who have experienced outstanding service with our company. Your local agent will work with you to find a policy that fits your individual needs.

 

Get A Quote

Resources


Young Driver Protection Plan Frequently Asked Questions


Why Choose AFR Life?


Experience

Experience.

AFR Insurance has been serving Oklahomans since 1905. For over 100 years, we have worked to provide the best in class products and service. We are equipped to handle whatever life throws at you.
claims

Integrity. 

24/7, Fast and Fair Claim Service. We are here to help, no matter when trouble strikes. We make it easy to file a claim and help your family adjust after a loss.

File A Claim 

community

Local. 

With independent agents in every corner, no one knows life insurance like AFR. We are in your community and a part of your community. Your business stays local.

Connect with Us


Whether you are needing a quote, searching for more information, or checking out our blog and social media, we would love to connect with you! We pride ourselves in being accessible and meeting people where they are, no matter what your needs are! Fill out the form and a trusted customer service representative will be with you shortly. In the meantime, check out our social media and blog or contact your local agent for immediate assistance.

Connect With Us!

 

Disclosure


Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determination. Such terms may vary and exclusions may apply. Other discounts may be available on an individual basis. All policies are different and your policy may not qualify for all discounts listed.

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AFR Insurance is proud to have earned a Financial Stability Rating of A from Demotech, Inc. The Financial Stability Rating is an indicator of an insurance company's strength. An A rating means AFR has "Exceptional ability to maintain liquidity of invested assets, quality reinsurance, acceptable financial leverage and realistic pricing while simultaneously establishing loss and loss adjustment expense reserves at reasonable levels."

Demotech awards this rating after performing a thorough review of a company's financial statements. This rating is independent of the size of a company due to Demotech's belief that a small, well-run insurer may outperform a larger insurance company.