LIFE INSURANCE

"It may feel like a bummer of a topic, but providing life insurance on yourself is a beautiful act of love for your family."

Dave Ramsey

FAMILY TERM

Family Term is a low-cost term plan that also offers spouse and child insurance riders.  It is convenient to stack total family coverage into one monthly premium.

20 Year Level Term (renewable to age 95)

Issue Ages:  18-40

Face Amounts: $100,000 - $250,000

LEVEL TERM

Level Term products are non-renewable with 5 or 10 year term lengths.  This product is ideal for using in the place of credit life or as collateral for a loan.  

Death benefit DOES NOT DECREASE

Issue Ages: 18-70

Face Amounts:  $25,000 - $50,000

ADVANTAGE TERM

Advantage Term is a mid-range cost level term product that does not require a medical exam.  It is renewable after the initial term up to age 95.

10, 15, 20, and 30 year Level Term lengths

Issue Ages: 18-65

Face Amounts: $50,000 - $250,000

WHOLE LIFE

The Whole Life plan offers lifetime level insurance coverage up to 100.  The premiums can be level for life.  It builds a cash value and provides permanent coverage.

Single Pay, 20-Yr Pay, Pay to 65 or Life Pay

Issue Ages: 18-80

Face Amounts: $5,000 - $250,000

YOUTH LIFE

Youth Life is a whole life product that is issued on children and provides lifetime level coverage to age 100.  This product can be purchased by parents or grandparents.

Single Pay, 20-Yr Pay, Pay to 65 or Life Pay

Issue Ages: 0-18

Face Amounts: $5,000 - $25,000

P.O. Box 25968

Oklahoma City, OK  73125

AFRLife@afrmic.com

1-800-425-9303